About Medicare

Cost

Premium FREE for most people who qualify (if you or a spouse paid Medicare taxes while working, you qualify)

Hospitalization Costs (per hospital stay)

• First 60 Days: You Pay $1,024.00 Annual Deductible
• Days 61 – 90: You Pay $256 per day
• Lifetime Reserve Days (60 days over your lifetime): $512 per day

Skilled Nursing Facility (Nursing Home)

• First 20 Days: You Pay $0
• Days 21 – 100: You Pay $128 per day

Home Health Care (Skilled Care Approved by a Medical Doctor)

Includes Registered Nurse, Physical Therapist, Occupational Therapist and Speech Therapist, it DOES NOT INCLUDE Non-Medical Custodial Care provided by Senior Home Care Agencies:

• First 100 visits: You Pay $0

Hospice Care

• Outpatient Prescriptions: You Pay $5.00 per Prescription
• Respite Caregiver to relieve the usual Caregiver: You pay 5%

Cost

Standard Monthly Premium of $135

Co-payment

20% for Medicare approved costs Includes:

• Physician’s Visits
• Some Diagnostic Tests
• Ambulance Services
• Outpatient Surgery
• Diagnostic Procedures
• Durable Medical Equipment (Wheel Chairs, Hospital beds, etc.)

Note: Part-time Skilled Home Health Care of a Homebound Patient (Registered Nurse, Physical Therapist, Occupational Therapist, Speech Therapist) costs $0.