Ask The Expert: Is long term care insurance just for the elderly?

posted by: Chris Lynch MBA, CLTC, LTCP

No, people of all ages may require long term care. There are numerous medical or physical conditions that frequently result in an individual requiring long term care services. Statistics show that 40 percent of the people needing long-term care services are adults under age 65. However, older people are the primary users of long term care services because the risk of functional disability increases with advancing age.

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