Ask The Expert: Does Medicare or Medicaid pay for assisted living?

posted by: Lisa Sneddon Founder & President, Senior Living Experts

Medicare DOES NOT pay for long term care. In some cases, Medicaid will. However you have to qualify to receive the benefits. In order to do so, you usually have to deplete all your assets. Not all facilities will accept Medicaid as a form of payment so its important to know what you can afford before you start touring.

Medicare will usually pay for a stay in a rehabilitation center or nursing home for a set period of time (usually up to 90 days) if the patient has been admitted directly from the hospital. However if they find that the person is not improving, they will stop paying and the patient is now responsible for the daily rate. Most private pay assisted living and nursing homes are paid for with personal funds or long term care insurance.

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Posted by:Shelly

3/12/2009 10:49:18 AM

So what does someone who has medicaid and medicare only do when they can't live by themselves anymore? She has no family in this area and I am trying to help her find an assisted living facility. Any help in this matter would be appreciated.

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