How to Find the Right Senior Care

Caregiverlist understands the process involved in finding the right senior care. Created by senior care professionals, including the owner of a successful senior home care agency which received referrals from hospitals, nursing homes, assisted living communities and insurance companies, Caregiverlist cares about seniors and senior caregivers.

Compare Senior Care Options

We provide you with the ONLY online resource with quality standards for senior home care agencies and the ONLY resource online or offline with a complete list of the daily costs of nursing homes.

We care. Please enjoy our website and let us know if you ever have any questions or suggestions:
e-mail Susan, our Senior Care Concierge.

Caregiverlist: "Caring for the Caregiver"

Finding Senior Care

Step 1: Define your budget for paying for senior care. You must privately pay for senior care with your own money or with a long-term care insurance policy, unless you are a:
  • Veteran: if you are a veteran of certain wars, you and your spouse may qualify for a home nursing aide or you may qualify to live in a veteran’s nursing home. Learn about veteran’s benefits for senior care and find filing forms.
  • Spouse of a Veteran: spouses of qualifying veterans also qualify for the same benefits as the veteran. Learn about veteran’s benefits.
  • Low-income Senior: if you have nearly no assets, you may qualify for long-term care in a nursing home through Medicaid services. There is also spousal impoverishment Medicaid eligibility which allows one spouse to qualify for Medicaid while the other maintains some assets (including house, auto and burial funds). Learn about the Medicaid requirements in your state.
  • Approved for Short-term Nursing Home Care (Up to 100 Days): Medicare will pay for a stay in a nursing home for rehabilitation care after a major medical condition, with a medical doctor’s approval.
Step 2: Define where you would like to receive senior care:
  • Home Care: senior home care agencies provide active care management, caregiver benefits, training and support and 24-hour staffing. Caregiverlist’s free senior home care agency referral service requires senior home care agencies to meet quality standards by providing the necessary insurance and employee management. Find Caregiverlist’s quality-approved senior home care agencies in your area, by submitting a request for services and rates.
  • Assisted Living: assisted living communities provide an active lifestyle with additional care services, as needed. The levels of service offered vary widely, along with their criteria for seniors to be admitted. Each state has different licensing requirements for assisted living and some senior communities may choose not to be officially licensed as assisted living, yet offer the same services. This means if you just pull up a list of licensed assisted living facilities, the list will not be complete. New Assisted Living communities open up regularly. Your local Area Agency on Aging, local senior home care agency or doctor’s office is the best place to start the search for assisted living. Request a Care Concierge to serve as your Assisted Living real estate agent (for FREE).
  • Continuing Care Retirement Community: a CCRC provides the security of knowing you will have as much or little care as you may need as you age, all within one community. While a significant down payment is required, you will be able to remain living there even if full-time nursing care is required. In the unlikely event you would spend down all of your assets, you may continue to receive nursing home care in a CCRC because Medicaid would then kick-in to pay. A CCRC would not accept a new Medicaid-only resident in their nursing home facilities but would keep a resident who later converts to Medicaid.
  • Supportive Living/Independent Living: these senior living residents provide care “support” through group activities and care services but not complete care services. Some states offer supportive living communities for low-income seniors.
  • Nursing Home: nursing homes provide complete nursing care services, with government health inspections required every 15 months. Find nursing homes in your area along with their daily rates, Medicare or Medicaid acceptance and Caregiverlist’s Nursing Home Star-ratings.
Step 3: Evaluate Senior Care Options Near You

Senior Home Care: Receive Rates and Service information from Senior Home Care Agencies meeting Caregiverlist’s Quality Standards.

Nursing Home Care: Evaluate Nursing Home Costs and Ratings with the Caregiverlist Star-ratings.

Assisted Living, Continuing Care Retirement Communities and Supportive Living and Independent Living: contact the local Area on Agency on Aging in your state to learn about your state’s licensing requirements and the available senior living communities. As the offerings are ever-changing as new Supportive Living and Assisted Living communities open their doors and as state programs begin, your local department on aging center will have the best resources.

Area Agencies on Aging also provide information on local senior services:

  • Transportation
  • Home-delivered Meals
  • Prescription Drug Programs
  • Healthy Aging Programs
  • Case Management
  • Caregiver Training
  • Senior Activities
  • Support Groups
  • Volunteering

Caregiverlist provides information on senior services "By-State", including qualification information for state programs and contact numbers.