Long term care includes services such as home health care, rehabilitation, adult day care, care management, social services, assisted living, and nursing home services. Long term care services may be ... Continue

Long term care insurance helps families and individuals by providing money to pay for the costs of long term care.  Long term care insurance pays for services not generally covered by health insu... Continue

No, people of all ages may require long term care. There are numerous medical or physical conditions that frequently result in an individual requiring long term care services. Statistics show that 40 ... Continue

Like life insurance, the younger you are when you add this benefit to your financial plan, the less expensive it is. Your age at the time you purchase the insurance is the primary factor in determinin... Continue

First, a person needs to apply and go through medical underwriting to be approved for this type of insurance.  Your health will determine whether or not you can qualify.  The younger that yo... Continue

Traditional long term care insurance policies provide a certain amount of selected coverage for policyholders. Policies are designed to cover care expenses for a few months, or much longer, even pro... Continue

Expenses that are not usually covered are specific to each policy type and sometimes by state.  This is where working with a long term care specialist can be of tremendous benefit to you an... Continue

Your situation is fairly common.  Many people only investigate long term care coverage when they learn of a medical condition that may predispose them to needing care.  Fortunately, some c... Continue

--Editor's note: we fielded this question to our friends at Rainbow Hospice and Palliative Care, a leading Chicago, Illinois hospice which has worked with Senior Living Expert clients.Yes, hospice car... Continue